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About Me:

Cindy

We're debt free! Well, almost. We still owe on the house, but that is our only debt.

We started the Dave Ramsey Baby Steps in October 2005 with $39,289 in credit card debt. It took 42 months to pay it off - and it was the best thing we've ever done.

Right now our goal is to have 3 months basic living expenses (baby step #3). We also want to to pay off the house and retire! I need to SAVE and be FRUGAL.

Dave Ramsey's Baby Steps
We didn't learn about Dave Ramsey until after the kids were done with college, so we get to skip baby step #5.
[x]1. Build $1,000 EF
[x]2. Pay off debt
[ ]3. Build 3-6 months EF
[ ]4. Invest 15% for retirement
[x]5. College Fund
[ ]6. Pay off the house
[ ]7. Build wealth

My Ten Goals for June 2009

[x] Visit with our new financial advisor
[ ] List 10 items on Craig's List and/or eBay
[ ] Get two auto insurance quotes to compare to existing policy scheduled to renew July 7th
[x] Get lawn chairs for cook-out on the 7th (POSTPONED)
[x] Host cook-out for friends on the 7th
[x] Make Father's Day cards for dad and dad-in-law, and maybe hubby too
[ ] Stain all three decks (right side, back, and left side)
[ ] Plan menus for the entire month - IN PROGRESS
[ ] Start a compost bin
[ ] Avoid the icy cold beverages on sale at the registers when out shopping - TRYING REALLY HARD

Baby Step #3 progress
Current savings: $1,000
06/30/09 goal: $3,000
07/31/09 goal: $5,000
08/31/09 goal: $7,000
09/30/09 goal: $9,000
10/31/09 goal: $11,000
11/30/09 goal: $13,000
12/31/09 goal: $15,000

My Pages

Father's Day Cards

June 7th, 2009 at 11:44 pm

It's amazing how much greeting cards cost these days. I am hoping to save money by making my own cards this year.

I just completed two cards for Father's Day - one for my dad and one for my dad-in-law.
I was able to use supplies in my scraproom and some drill bits from hubby's workshop.

I actually got this idea from a Home Depot gift card I recently saw. I am so excited to create something for these two wonderful men in my life - and save money too, of course! The cards have the same sentiment - "Go a little BIT crazy Dad" with small drill bit attached.

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Father's Day Cards

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