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About Me:

Cindy

We're debt free! Well, almost. We still owe on the house, but that is our only debt.

We started the Dave Ramsey Baby Steps in October 2005 with $39,289 in credit card debt. It took 42 months to pay it off - and it was the best thing we've ever done.

Right now our goal is to have 3 months basic living expenses (baby step #3). We also want to to pay off the house and retire! I need to SAVE and be FRUGAL.

Dave Ramsey's Baby Steps
We didn't learn about Dave Ramsey until after the kids were done with college, so we get to skip baby step #5.
[x]1. Build $1,000 EF
[x]2. Pay off debt
[ ]3. Build 3-6 months EF
[ ]4. Invest 15% for retirement
[x]5. College Fund
[ ]6. Pay off the house
[ ]7. Build wealth

My Ten Goals for June 2009

[x] Visit with our new financial advisor
[ ] List 10 items on Craig's List and/or eBay
[ ] Get two auto insurance quotes to compare to existing policy scheduled to renew July 7th
[x] Get lawn chairs for cook-out on the 7th (POSTPONED)
[x] Host cook-out for friends on the 7th
[x] Make Father's Day cards for dad and dad-in-law, and maybe hubby too
[ ] Stain all three decks (right side, back, and left side)
[ ] Plan menus for the entire month - IN PROGRESS
[ ] Start a compost bin
[ ] Avoid the icy cold beverages on sale at the registers when out shopping - TRYING REALLY HARD

Baby Step #3 progress
Current savings: $1,000
06/30/09 goal: $3,000
07/31/09 goal: $5,000
08/31/09 goal: $7,000
09/30/09 goal: $9,000
10/31/09 goal: $11,000
11/30/09 goal: $13,000
12/31/09 goal: $15,000

My Pages

Energy Star

June 14th, 2009 at 12:58 am

I was reading Woman's Day magazine today and there was an interesting article called "Slash Your Energy Bill". Now, I personally believe we already do everything possible to slash our bill, so I read the article hoping to glean another bit of information.

The article suggested taking a "Home Energy Audit". It took just 5 minutes - once I gathered all the necessary information.

Just visit EnergyStar.gov, click on "Home Energy Audits" and use the

"ENERGY STAR Home Energy Yardstick"

The information you need -
Zipcode
Number of people living in the house
Square footage
Number of kwh electricity used for the past 12 months
Cost of electric usage for the past 12 months

I also needed -
Number of gallons of propane delivered in the past 12 months
Cost of propane delivered in the past 12 months.

The results were startling. On a scale of 0 to 10, with 10 being the best, we rated 3.2! How sad is that??

I will revisit this website in six months and see if we have improved any.

Posted in Uncategorized | 1 Comments »

1 Responses to “Energy Star”

whitestripe Says:
June 14th, 2009 at 05:13 am 1244956410
1244956410

interesting!

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PottersClay Personal Finance Blog

Energy Star

1 Responses to “Energy Star”

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